About 125 Mortgage

The 125% mortgage is more than just a flexible mortgage.

It gives you the money to buy your home as well as a cash reserve to give you money for the things you want.

All at the same interest rate.

It’s ideal for first time buyers and it’s flexible, so it changes as your life changes.

A 125% mortgage adapts to your needs.

How do 125% mortgages work?

125% mortgage is different to a normal mortgage. It works by combining your secured mortgage with an unsecured loan at a single interest rate with one combined monthly payment. This combination can be worth up to 125% of your home’s value.